Odisha · Since 2019
The State’s Most Trusted Financial Service Partner.
Strategic Edge Consultants runs the full Credit Management Lifecycle for reputed Banks and NBFCs across Odisha in the field of Loan syndication, Recoveries and Insurance Advisory with presence in more than twenty towns.
About Us
Built by veterans, run on discipline and Decades of Trust.
Strategic Edge Consultants is Odisha’s end-to-end financial service company. We provide solutions to organisations and individuals that span the entire credit management lifecycle and beyond; having strong business relations with major reputed Banks and NBFCs
The firm is Formed by veterans in the field of Financial Services with more than twenty-two years exposure at state level .We are already having 350 plus staff in places across Bhubaneswar, Khurda, Nayagarh, Daspalla, Nirakarpur, Ranpur, Puri, Delanga, Kanas, Jankia, Nimapara, Niyali, , Phulbani, Berhampur, Dhenkanal, Athagarh, Sambalpur, Bolangir, Bhawanipatna, Bargarh, Sonpur, Jeypore, Umerkote, Semiliguda and Rayagada, Gunupur, Munigda area. The Strategic Edge Consultants offers stakeholders a range of professional, ethical and effective products and services.
Major Partners- Hero Fincorp, HDB Financial, L&T Finance, Bajaj Finance, Paytm, TVS Credit, Finnable Credit, Manappuram Finance , Muthoo Fincorp, IDFC Bank, Axis Bank, ICICI Bank, IDBI Bank, Bank of Baroda, Bandhan Bank, Uijjivan Small Finance Bank, ESAF Small Finance Bank, Jana Small Finance Bank etc.
- Trusted by major NBFCs like Hero Fincorp, HDB Financial, L&T Finance
- 25+ years of state-level banking & NBFC leadership experience
- Ethical, transparent, technology-backed service
- Strong local presence with 20+ locations
"Our catch point is knowledge of the market and its people a deeply ingrained approach to ethical debt recovery, backed by technology that keeps evolving our capability."
— Dikshit Mukherjee, Proprietor
Services
Three practices, one field network.
Every service draws on the same on-ground infrastructure like tele-calling, field collection and local relationships built town by town.
01
Receivables Management.
End-to-end collection across the credit lifecycle from early-bucket reminders to NPA and matured-case recovery for two-wheelers, used cars, personal loans and consumer durables.
02
Loan syndication
Direct selling of secured and unsecured lending products, from small-ticket personal loans to loans against commercial property, sourced through our existing town-level network.
03
Insurance Advisory
Life, health and general insurance placed alongside our lending relationships, giving clients protection cover at the same point they access credit.
Loans
Loan products we place.
Seven products, structured for salaried employees, businessmen and the informal-earnings segment alike.
Product
Small Ticket Personal Loan
Personal Loan
Business Loan
Micro Loan Against Property
Micro Home Loan
Loan Against Property
Home Loan
Ticket Size
₹15,000 – ₹1,00,000
₹1,00,000 – ₹15,00,000
₹1,00,000 – ₹40,00,000
₹2,00,000 – ₹5,00,000
₹2,00,000 – ₹7,00,000
₹10,00,000 and above
₹5,00,000 and above
Who it serves
Taken by both businessmen and salaried employees for short-term personal needs.
Primarily extended to salaried employees.
For businessmen, taken specifically for business purposes.
Mostly taken by small businessmen, with the shop pledged as collateral.
Caters to the informal-earnings category — vendors and small traders.
Mostly against commercial property, taken by businessmen.
For salaried employees and businessmen; home renovation loans also available.
Insurance
Insurance cover, placed alongside credit.
Three categories, matched to the moment a client already trusts us with their finances.
Life Insurance
Endowment, term insurance and ULIP-style products, matched to income stage and family need.
Health Insurance
Cover for medical emergencies and hospitalisation, for the insured and their dependants.
General Insurance
Theft and burglary, fire, vehicle, and any cover outside the life and health categories.
NBFC Principals
Trusted with active mandates.
Three NBFC relationships, each running live portfolios across our Odisha network.
Hero FinCorp Ltd.
(Partner since September 2020)
Two-wheelers, used cars and personal loans — allocation spanning early bucket through NPA and matured cases.
HDB Financial Services
(Partner since October 2021)
Consumer durable finance, personal loans and two-wheelers, supporting the principal across five territory clusters.
L&T Finance
(Partner since March 2026)
Two-wheeler and personal loan division, supporting the principal across Bhubaneswar, Jeypore, Keonjhar and Puri.
150+
Field collectors
50+
Tele-callers
5+
Supervisors
15+
Team leaders
2+
Senior Managers
Contact
Let's talk portfolios.
For collection mandates, DSA partnerships, or to discuss coverage in a specific district reach the head office directly.
- Office